# CRA payment dates in January

Source: https://canadapaymentdates.com/payment-calendar/cra-payment-dates-january
Publisher: Canada Payment Dates (canadapaymentdates.com), independent editorial site
Topic: Payment Calendar
Last updated: 2026-10-20

> CRA payment dates in January 2026 started with the GST/HST credit on January 5, then the Ontario Trillium Benefit on the 9th, the Advanced Canada Workers Benefit on the 12th and the Canada Child Benefit on the 20th. CPP and OAS followed on January 28. January 2027 dates are not yet announced, except the CGEB payment, which the CRA's guide to the benefit sets for January 5, 2027.

## Key facts

- Payment dates in January 2026: Eight separate federal and provincial dates
- CPP and OAS, January 2026: Wednesday, January 28
- CCB, January 2026: Tuesday, January 20
- January 2027 dates: Not yet announced

## CRA payment dates January 2026 at a glance

January is one of the heaviest months on the benefit calendar. Monthly payments continue, and two of the CRA's periodic payments also land in the first two weeks. The dates below are the official 2026 issue dates from Canada.ca.

| Date | Day | Payment | Paid by |
| --- | --- | --- | --- |
| January 5 | Monday | GST/HST credit (quarterly) | CRA |
| January 9 | Friday | Ontario Trillium Benefit | CRA for Ontario |
| January 12 | Monday | Advanced Canada Workers Benefit | CRA |
| January 15 | Thursday | Canada Disability Benefit | Service Canada |
| January 20 | Tuesday | Canada Child Benefit | CRA |
| January 23 | Friday | Newfoundland and Labrador Disability Benefit | CRA for NL |
| January 28 | Wednesday | CPP, OAS, GIS and Allowance | Service Canada |
| January 30 | Friday | Veteran disability pension | Veterans Affairs Canada |

January 2026 benefit payment dates

The Ontario Trillium Benefit normally pays on the 10th. January 10, 2026 was a Saturday, so the payment moved back to Friday, January 9. The full year of dates is on the [CRA payment dates](https://canadapaymentdates.com/payment-calendar) hub.

## January benefit payment dates for federal programs

### When is CPP paid in January?

CPP was issued on Wednesday, January 28, 2026, the same day as the Old Age Security pension, the Guaranteed Income Supplement and the Allowance. That date is the third-last business day of the month, the same rule Service Canada used for every month except December in 2026.

### Is there a GST or CGEB payment in January?

Yes. January 5, 2026 was one of the last two payments made under the GST/HST credit name. From July 2026 the credit became the Canada Groceries and Essentials Benefit, so January 2027 will be a CGEB payment. The CRA's guide to the benefit sets that payment for January 5, 2027, although the payment calendar has not listed it yet.

### Advanced Canada Workers Benefit

The first of three ACWB instalments arrived on January 12, 2026. If you received it, the CRA sends an RC210 slip and you report the advances on line 41500 of your return. Details are on the [Advanced Canada Workers Benefit](https://canadapaymentdates.com/workers-benefit/advanced-canada-workers-benefit) page.

## Provincial payments in January

Most provincial benefits do not have their own January date. They are added to a federal deposit, so the amount you see on January 20 or January 5 can be larger than the federal benefit alone.

- **With the January 20 CCB deposit:** Ontario Child Benefit, Nova Scotia Child Benefit, New Brunswick Child Tax Benefit, Newfoundland and Labrador Child Benefit and PEI Child Benefit.
- **With the January 5 GST/HST credit deposit:** Nova Scotia Affordable Living Tax Credit, New Brunswick HST Credit, NL Income Supplement and Seniors' Benefit, PEI Sales Tax Credit and Saskatchewan Low-Income Tax Credit.
- **Own date:** Ontario Trillium Benefit (January 9) and Newfoundland and Labrador Disability Benefit (January 23).
- **No January payment:** the Alberta Child and Family Benefit, whose first 2026 instalment came on February 27.

## What is different about January: increases and indexation

January is when the Canada Pension Plan increase takes effect. CPP rose 2.0% in January 2026, because the average consumer price index from November 2024 to October 2025 was 163.6, compared with 160.4 a year earlier. The 2026 maximum retirement pension at 65 is $1,507.65 a month.

> **Worked example:** A retiree receiving $900.00 a month of CPP in December 2025 would see about $918.00 in January 2026 after the 2.0% increase ($900.00 x 1.02). The 2027 increase is not yet announced.

Old Age Security is also indexed in January, as part of its quarterly adjustment in January, April, July and October. OAS never goes down when prices fall. The January to March 2027 OAS amounts are not yet published. The [CPP increase](https://canadapaymentdates.com/cpp/cpp-increase) page will add the 2027 rate once Service Canada releases it, usually in late autumn or December.

## If a January payment does not arrive

Canada.ca notes that payments can take a few days to arrive and mailed cheques take longer. Use the set waiting periods before you call.

1. For the January 20 CCB, wait 5 working days, which in 2026 meant you could call from Wednesday, January 28.
2. For the January 5 GST/HST credit, the ACWB or the OTB, wait 10 working days from the payment date.
3. For CPP, OAS or the Canada Disability Benefit, Canada.ca asks you to wait 5 to 10 business days before contacting the program.
4. If the CGEB or CCB stopped completely, check whether the CRA has your latest return, since both are calculated from it.

The [benefit payment not received](https://canadapaymentdates.com/payment-problems) page walks through each case. For the next month's schedule, see [February payment dates](https://canadapaymentdates.com/payment-calendar/cra-payment-dates-february).

## Common questions

### What benefits are paid in January?

In January 2026 the GST/HST credit, Ontario Trillium Benefit, Advanced Canada Workers Benefit, Canada Disability Benefit, Canada Child Benefit, NL Disability Benefit, CPP, OAS and the veterans disability pension were all paid.

### What are the CRA payment dates for January 2027?

Most are not yet announced. The 2027 calendar usually appears on Canada.ca late in 2026; this page will list the dates once they are posted. The exception is the CGEB, which the CRA's guide to the benefit sets for January 5, 2027.

### Why is my CPP higher in January?

CPP is increased every January for inflation. The January 2026 increase was 2.0%, and the rate for January 2027 has not yet been announced.

### Is the child benefit paid early in January?

No. The January 2026 CCB was paid on the 20th, a Tuesday. It is December, not January, when the CCB arrives early.

### Why was my January GST payment higher or lower than October?

The January 2026 GST/HST credit was based on your 2024 return, while payments from July 2026 onward use your 2025 return and include the 25% CGEB increase.

## Sources

- [Benefits payment dates (Canada.ca)](https://www.canada.ca/en/services/benefits/calendar.html)
- [CRA benefit payment dates](https://www.canada.ca/en/revenue-agency/services/child-family-benefits/benefit-payment-dates.html)
- [CPP and the consumer price index](https://www.canada.ca/en/services/benefits/publicpensions/cpp/receive-benefits/consumer-price-index.html)
- [CPP monthly payment amounts](https://www.canada.ca/en/services/benefits/publicpensions/cpp/payment-amounts.html)
- [Line 41500, Canada workers benefit advance payments](https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-41500-canada-workers-benefit-cwb-advance-payments.html)