# CRA payment dates in July and the new benefit year

Source: https://canadapaymentdates.com/payment-calendar/cra-payment-dates-july
Publisher: Canada Payment Dates (canadapaymentdates.com), independent editorial site
Topic: Payment Calendar
Last updated: 2026-10-13

> CRA payment dates in July 2026: the first Canada Groceries and Essentials Benefit payment on July 3, the Ontario Trillium Benefit and Advanced Canada Workers Benefit on July 10, and the Canada Child Benefit on July 20. Service Canada paid CPP and OAS on July 29. July also starts a new benefit year, so many amounts change.

## Key facts

- First CGEB payment: Friday, July 3, 2026
- CCB, July 2026: Monday, July 20
- CPP and OAS, July 2026: Wednesday, July 29
- New benefit year: July 2026 to June 2027, based on 2025 returns

## CRA payment dates July 2026 table

July is the month when most CRA benefits reset. The payments themselves follow the usual pattern, but the amounts inside them are recalculated from your 2025 tax return. Here are the official July 2026 issue dates.

| Date | Day | Payment | What changed this July |
| --- | --- | --- | --- |
| July 3 | Friday | Canada Groceries and Essentials Benefit | First payment under the new name, includes 25% increase |
| July 10 | Friday | Ontario Trillium Benefit | New July to June entitlement starts |
| July 10 | Friday | Advanced Canada Workers Benefit | Second of three 2026 instalments |
| July 16 | Thursday | Canada Disability Benefit | Maximum rises to $204.20 a month |
| July 20 | Monday | Canada Child Benefit | Recalculated with 2025 family income |
| July 24 | Friday | NL Disability Benefit | Regular monthly payment |
| July 29 | Wednesday | CPP, OAS, GIS and Allowance | OAS up 1.2% for July to September |
| July 30 | Thursday | Veteran disability pension | Regular monthly payment |

July 2026 government payment dates

July 2027 dates are not yet announced. Compare this month with [June payment dates](https://canadapaymentdates.com/payment-calendar/cra-payment-dates-june) and [August payment dates](https://canadapaymentdates.com/payment-calendar/cra-payment-dates-august), or see the whole year on the [CRA payment dates](https://canadapaymentdates.com/payment-calendar) hub.

## Is there a GST or CGEB payment in July?

Yes. The July 3, 2026 payment was the first under the Canada Groceries and Essentials Benefit name. The CGEB replaced the GST/HST credit and uses the same eligibility rules and the same formula, with amounts 25% higher for five years (2026 to 2031).

For July 2026 to June 2027, the maximum is $679 a year for a single person, $890 for a couple and $234 for each child under 19. The amount is split into quarterly payments, so a single adult at the maximum receives about $169.75 each quarter ($679 divided by 4).

> **Small amounts are paid all at once in July:** If your quarterly CGEB would be under $50, the CRA pays the full year in the July payment and nothing in October, January or April. The same idea applies to the CCB: a yearly amount under $240 is paid as one lump sum with the July payment.

Check the [CGEB payment dates](https://canadapaymentdates.com/gst-credit/cgeb-payment-dates) page for the October and January instalments.

## Government payment dates July 2026 for federal pensions and benefits

### When is CPP paid in July?

CPP and OAS were issued on Wednesday, July 29, 2026. CPP amounts do not change in July, because CPP is indexed only in January. OAS is different: the July to September 2026 maximum rose 1.2% to $751.97 a month for ages 65 to 74 and $827.17 for 75 and over. For October to December 2026, OAS rose a further 1.4%, to $762.50 and $838.75 a month, starting with the October 28 payment.

### Canada Child Benefit for July 2026 to June 2027

The July 20 CCB payment is the first one based on 2025 adjusted family net income. For a family below $38,237, the maximum is $8,157 a year ($679.75 a month) for each child under 6 and $6,883 a year ($573.58 a month) for each child aged 6 to 17. The [CCB increase](https://canadapaymentdates.com/child-benefit/ccb-increase) page shows how these compare with last year.

### Canada Disability Benefit

From the July 16 payment, the maximum Canada Disability Benefit went from $200.00 to $204.20 a month. The working income exemption also rose, to $10,210 for single people and $14,294 for couples.

## Provincial payments in July

- **Ontario Trillium Benefit:** monthly payments for the new year begin July 10. If your yearly OTB is $500 or less, the CRA pays all of it in this first payment instead of spreading it out.
- **Ontario Child Benefit:** up to $146.66 a month per child from July 2026, paid inside the July 20 CCB deposit.
- **New Brunswick School Supplement:** $100 per child, paid in July 2026 to families with 2025 income of $20,000 or less.
- **BC Family Benefit:** new monthly maximums of $145.83 for the first child and $91.66 for the second, paid with the CCB.
- **Provincial credits paid with the CGEB:** Saskatchewan, Nova Scotia, New Brunswick, Newfoundland and Labrador and PEI credits arrived with the July 3 deposit.

## If a July payment does not arrive or looks wrong

A July amount that looks wrong may reflect the new benefit-year recalculation rather than a deposit problem. If a payment is missing or much smaller, work through these checks in order.

1. Confirm the CRA has assessed your 2025 return, and your spouse's or common-law partner's. Without both, the CCB and CGEB cannot be calculated for the new year.
2. Look for a new benefit notice in CRA My Account. It shows the income used and the new monthly or quarterly amount.
3. Wait the full period before contacting the CRA: 5 working days after July 20 for the CCB, 10 working days after July 3 for the CGEB.
4. If a lump sum arrived in July and nothing since, check whether your yearly amount fell under the $240 CCB or $50-a-quarter CGEB limit.

More help is on the [benefit payment not received](https://canadapaymentdates.com/payment-problems) page.

## Common questions

### What benefits are paid in July?

In July 2026 the CGEB, Ontario Trillium Benefit, Advanced Canada Workers Benefit, Canada Disability Benefit, Canada Child Benefit, NL Disability Benefit, CPP, OAS and the veterans disability pension were all paid.

### Why did my child benefit change in July?

The CCB is recalculated every July using the previous year's adjusted family net income. The July 2026 payment used your 2025 income, so a raise or a drop in 2025 changes the amount.

### Is the July GST payment bigger this year?

Yes, for most people. The July 3, 2026 CGEB payment includes the 25% increase that applies from July 2026 to 2031.

### Does CPP go up in July?

No. CPP only increases in January. OAS is the pension that is adjusted in July, and it rose 1.2% for July to September 2026.

### Why did I get one big OTB payment in July?

If your yearly Ontario Trillium Benefit is $500 or less, the CRA pays it in a single payment in the first month of the benefit year, which is usually July.

## Sources

- [Benefits payment dates (Canada.ca)](https://www.canada.ca/en/services/benefits/calendar.html)
- [Canada Groceries and Essentials Benefit: how much you can get](https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit/how-much.html)
- [CCB: how we calculate your benefit](https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview/canada-child-benefit-we-calculate-your-ccb.html)
- [OAS payment amounts](https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html)
- [Canada Disability Benefit amount](https://www.canada.ca/en/services/benefits/disability/canada-disability-benefit/amount.html)
- [Ontario programs administered by the CRA](https://www.canada.ca/en/revenue-agency/services/child-family-benefits/provincial-territorial-programs/province-ontario.html)