How much is CCB per child in 2026-27

How much is CCB per child: maximums by age

The CCB pays a higher rate for younger children. The CRA tracks each child's age during the year, and the rate moves to the 6-to-17 level from the month after the 6th birthday instead of waiting for the next July. For example, a child who turns 6 in March 2027 is paid at the under-6 rate for March and at the 6-to-17 rate from April 2027.

The difference between the two age bands is $1,274 a year, or about $106 a month. A family whose youngest child turns 6 this winter will see its payment drop by roughly that amount per month, even if nothing else changes.

How much is CCB per month once income is counted?

Very few families receive the maximum, because it only applies when adjusted family net income (AFNI) is $38,237 or less. AFNI is both partners' net income from line 23600 of their returns for the base year. Payments from July 2026 to June 2027 use 2025 income.

The reduction depends on the total number of children in the family, not on each child's age. The CRA works out the full amount for all children first, then subtracts one reduction for the family.

The fixed amounts in the right-hand column are simply the full reduction a family has already reached at $82,847. That is why the benefit falls quickly in the middle income range and more slowly above it.

Canada Child Benefit amount per child: four worked examples

These examples use the official 2026-27 figures above and round to the nearest cent. Your actual payment can differ if your custody arrangement, marital status or a child's age changes during the year.

Example 1: three children, income $30,000

Children aged 2, 5 and 12. Income is under the first threshold, so there is no reduction. Full amount: $8,157 + $8,157 + $6,883 = $23,197 a year, or $1,933.08 a month.

Example 2: two children, income $60,000

Children aged 3 and 8. Full amount: $8,157 + $6,883 = $15,040. Income over the first threshold is $21,763, and 13.5% of that is $2,938.01. The family gets $12,101.99 a year, or $1,008.50 a month, which works out to about $504 per child.

Example 3: one child, income $100,000

One child aged 10. Full amount: $6,883. Income over the second threshold is $17,153, and 3.2% of that is $548.90, so the reduction is $3,123 + $548.90 = $3,671.90. The family gets $3,211.10 a year, or $267.59 a month.

Example 4: four children, income $150,000

Children aged 1, 4, 7 and 11. Full amount: $8,157 x 2 + $6,883 x 2 = $30,080. Income over $82,847 is $67,153; 9.5% of that is $6,379.54, so the reduction is $16,639.54. The family still receives $13,440.46 a year, or $1,120.04 a month.

Why your CCB per child is lower than the maximum

If your deposit is smaller than the table suggests, one of these reasons usually explains it. Your notice of determination or redetermination shows the income figure and the number of children the CRA used.

• Your 2025 family income was above $38,237, so the reduction applies.
• The CRA added a spouse or common-law partner's income after you reported a change in marital status.
• You share custody, so you receive half of the full-time amount for that child.
• A child turned 6, which moves that child to the lower rate.
• An earlier overpayment is being recovered from your current payments.
• You or your partner has not filed a 2025 return, which can stop payments altogether.

To test other incomes or family sizes, use our CCB calculator. For the dates each monthly amount is deposited, see CCB payment dates.

Child Disability Benefit on top of the CCB

A child who qualifies for the disability tax credit adds up to $3,480 a year, or $290 a month, to the family's CCB for July 2026 to June 2027. It is paid in the same deposit. The CRA starts paying it once an approved Form T2201 is on file for the child.

Using Example 2, if the 8-year-old qualified, the family would receive up to about $1,298.50 a month instead of $1,008.50, subject to the income test that also applies to the disability amount at higher incomes. The Child Disability Benefit page explains eligibility.

CCB payment amounts by year

The per-child maximums change every July with inflation. Figures for July 2025 to June 2026 below are calculated from the Government of Canada's July 2026 statement that maximums rose by $160 (under 6) and $135 (6 to 17).

The July 2027 figures are not out yet. The CRA lists each year's CCB maximums and income thresholds in its indexation chart: the 2026 column, indexed by 2.0%, holds the amounts paid from July 2026, and the 2027 column, expected in November 2026, will set the amounts paid from July 2027 to June 2028. Those payments will be based on your 2026 family income, so filing your 2026 return on time keeps them flowing. Our CCB increase page tracks the announcement, and the Canada Child Benefit guide covers eligibility and applying.